MyMerrill 24.07.0

As a reviewer, I would like to provide a professional assessment of the Merrill client services. The Merrill clients have the convenience of accessing and managing their investment accounts at their preferred time and location.

Stay Connected with Your Advisor:

• Securely send messages and documents
• Effortlessly scan and send documents to your advisor using your phone camera

Deposit Checks, Transfer Money, and Pay Bills:

• Easily deposit checks by taking photos
• Transfer money between your linked Merrill investment and Bank of America, N.A., banking accounts
• Conveniently make transfers to and from accounts held at other financial institutions
• Request wire transfers and pay eBills

Access Market Research:

• Stay informed with U.S., global market, and security-specific news and research reports
• Most stock security profiles have comprehensive stock stories, including in-depth company bios and performance analysis

Manage Your Merrill Investment Accounts:

• Get a comprehensive view of balances, holdings, order status, pending and historical transactions, all in one place
• Easily trade stocks, ETFs, mutual funds, and options
• Gain access to your brokerage accounts or any linked external accounts you may hold outside of Merrill
• Quickly access statements and important documents
• Stay informed with customizable alerts to monitor your accounts effectively

Stay Secure:

• Enhance security by setting up Touch ID® / Face ID® to securely log into the app
• Visit our Privacy & Security page online to explore additional features that protect you and your accounts

Manage Your Bank of America, N.A., Debit and Credit Card Accounts:

• Effortlessly track income and cash flow through Spending and Budgeting, provided by Bank of America, N.A.
• Stay updated on the activity of your Bank of America, N.A., credit card and banking accounts
• Conveniently send and receive money using Zelle®*

If you encounter any issues or have feature requests, our team is ready to assist you. Please contact us directly at 800.MERRILL (637.7455).

Please note that deposits are subject to verification and may not be available for immediate withdrawal. Other restrictions may apply.

Certain devices are eligible for enrollment in Touch ID® / Face ID®.

To use Zelle®, enrollment in the service is required, and transfers must be made from a Bank of America consumer checking or savings account. Recipients must register within 14 days to receive money; otherwise, the transfer will be canceled. Dollar and frequency limits apply.

IMPORTANT NOTICE

The MyMerrill app is available only to clients who have online access to the MyMerrill.com website. Some features and services available on MyMerrill.com may not be accessible within this app. Please visit the website to access all functionality. Before downloading and using this app, carefully review the Terms & Conditions, which apply to both the website and all mobile devices. By using this app, you agree to the current Terms & Conditions.

You may incur access fees from your wireless service provider based on your mobile device. Please contact your provider for specific details regarding fees and charges.

For more information about Merrill privacy and security, visit ml.com/privacy.

Investing in securities carries risks, and there is always a potential for financial loss. Please be aware.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") offers certain investment products that are managed, distributed, or sponsored by affiliated companies of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, Member SIPC, and a wholly-owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC, and wholly-owned subsidiaries of Bank of America Corporation.

Investment Products:

• Are Not FDIC Insured
• Are Not Bank Guaranteed
• May Lose Value

*Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Face ID and Touch ID are registered trademarks of Apple Inc.

© 2022 Bank of America Corporation. All rights reserved.